When unexpected bills and other financial issues emerge, access to cash can be essential. If you’re looking to obtain the extra money you need quickly, you may be thinking about applying for a payday loan. At Golden Valley Lending, we offer residents of Kentucky a payday loans alternative, a desirable short-term loan option with advantages over traditional payday loans. With a closer look at our short-term loan solution, you may decide that this is the right answer for your financial situation.
Kentucky Payday Loans Alternative
When unexpected bills and other financial issues emerge, access to cash can be essential. If you’re looking to obtain the extra money you need quickly, you may be thinking about applying for a payday loan. At Golden Valley Lending, we offer residents of Kentucky a payday loans alternative, a desirable short-term loan option with advantages over traditional payday loans. With a closer look at our short-term loan solution, you may decide that this is the right answer for your financial situation.
Attractive Terms Compared to Competitors
When you apply for a short-term loan through Golden Valley Lending, you get a fixed-term installment loan that range from $300 and $1,000 for first-time borrowers. Our loan terms are straightforward and easy to understand, and we’re committed to being a transparent financing option for our customers. As a transparent financial services company, you will never be surprised by hidden fees. Furthermore, as a superior payday loans alternative, we never charge prepayment penalties if you decide to pay off your loan balance early.
Different Than a Traditional Payday Loan
A traditional payday loan offered in Kentucky will typically result in a fast loan approval decision. And usually, you are required to repay the full loan balance plus interest and fees by your next payday. Some borrowers find it challenging to pay off a loan in such a short period of time. Our payday loans alternative product establishes the repayment of your loan in bi-weekly installment payments. Since each payment is applied to principal and interest, payment amounts decrease throughout the loan term.
A Streamlined Application Process
Finding the right loan solution to use for your current financial needs can seem challenging. After all, if you need funds quickly, a fast and easy loan application process is essential. At Golden Valley Lending, we have a streamlined our online loan application so that all borrowers including Kentucky residents apply in minutes. All you need is an internet-connected device. Since our site is mobile-friendly, you can even complete the application on a smartphone.
We understand that your time is valuable. That’s why you’ll only be asked pertinent information to facilitate the loan approval process. If you are approved and verified by 4:30 pm Eastern Standard Time, Monday through Friday, you may receive your funds as soon as tomorrow. Funds can be deposited into your checking account electronically via secured ACH transfer.
While some Kentucky residents are used to relying on traditional payday loans, through Golden Valley Lending, you can apply for the desirable payday loans alternative today. We know you are more than just a credit score. Apply now!
