Some payday loans require you to pay the loan balance in full by your next payday. The short repayment period combined with the fee structure can make them expensive. These factors could make a stressful financial situation even more burdensome. At Golden Valley Lending, we offer an exceptional payday loans alternative for you to consider.

What Our Payday Loans Alternative Offers

When you apply for a short-term loan through Golden Valley Lending, loan amounts range from $300 to $1,000 for first-time borrowers. We are committed to full transparency with our fees and loan terms, making our payday loans alternative a great option to consider.

Our streamlined online application that takes a number of factors into account. We know you’re more than just a credit score. The loan is repaid in bi-weekly payments with each monthly payment being applied to both principal and interest. As your principal balance decreases, the amount of interest accruing decreases as well, which results in decreasing monthly payment amounts. As a result, payment amounts decrease over time making repayment manageable within your budget. Rest assured in knowing that our company policy is based on tribal and federal regulations, as well as OLA guidelines.

How Golden Valley Lending Is Different From Payday Lenders

As a provider of the payday loans alternative, we make approval decisions based on attributes outside of solely your credit score. Our repayment term is longer than what you will typically find with payday loans. Remember that traditional payday loans are usually repaid in full with a lump-sum payment within a few weeks after taking out the loan.

Because we are dedicated to maintaining full transparency, you will never be surprised by hidden fees or required to pay a prepayment penalty if you choose to pay off the loan early.

How You Can Apply for Your Short-Term Loan

You can apply for our payday loans alternative from a desktop or mobile device, 24/7, 365 days a year. If your application is approved by 4:30 p.m. Eastern Time, Monday through Friday, your funds may be available as soon as the next business day. Funds can be deposited electronically via ACH transfer.

At Golden Valley Lending, we serve residents throughout Nebraska by offering a desirable payday loans alternative. Complete our online loan application to see if you qualify. Apply now!