Differences Between Our Product and Other Short-Term Loans

Some short-term loans require collateral, such as title loans or full loan repayment on your next payday. These loans can be difficult to obtain if you don’t have a car, or tough to manage because of the required short-term lump sum repayment.

Payday and title loans, which are popular because of their convenience, aren’t the only choice for those who need funds quickly. Golden Valley Lending’s payday loans alternative combines the  benefits of a fixed-term repayment schedule with the convenience of quick funding typical of short-term loans.

When approved for a loan with Golden Valley Lending, Florida residents may qualify for loan amounts ranging from $300 to $1200. Our fixed-term installment loan can be repaid in bi-weekly payments.

Benefits of Our Loan Approval Process

Our process is based on federal and tribal regulations, as well as OLA guidelines. The benefits of our payday loans alternative include the following:

• You can apply for a loan in minutes using a desktop or mobile device with internet access
• Our streamlined application is efficient and convenient
• We use a proprietary scoring system that goes beyond your credit score when making approval decisions
• You can repay your loan in bi-weekly installments rather than a single balloon payment
• Loans approved by 4:30 p.m. Eastern Time, Monday through Friday, can be deposited into your bank account as soon as the next business day
• Each payment is applied towards principal and interest, so your payments decrease over time
• Repay your entire loan balance at any time with no prepayment penalties

Borrow Conveniently for Any Short-Term Need

Although our product is not intended for long-term financial needs, it could be a helpful short-term solution. You can apply anytime from any location on an internet-connected device, so start the process today for a quick approval decision. Apply now!