WHO WE ARE

At Golden Valley Lending, we provide a simple payday loan alternative to hundreds of thousands of consumers across the United States. Our loans are designed to provide you with the funds you need at the time you want with the added benefit of repayment over time. Often our customers use our payday loan alternative to pay for an unexpected expense such as car repair, house maintenance or medical care as well as to cover a shortfall of money that occurs between paychecks. Regardless of the reason, we understand that for you, the right loan means getting the funds you need quickly and easily, and our payday loan alternative is designed specifically to meet your expectations of easy and fast. We want to be your lending partner when you need it most.

states

At Golden Valley Lending, we provide a simple payday loans alternative to hundreds of thousands of consumers across the United States. Our loans are designed to provide you the funds you need in the time you want with the added benefit of repayment over time. Often our customers use our payday loans alternative to pay for an unexpected expense such as car repair, house maintenance, or medical care as well as to cover a shortfall of money that occurs between paychecks.

Regardless of the reason, we understand that for you, the right loan means getting the funds you need quickly and easily, and our payday loans alternative is designed specifically to meet your expectations of easy and fast. We want to be your lending partner when you need it most.

We Believe in Responsible Lending

Times are changing faster than ever, but interestingly, traditional financial institutions are not changing as quickly as consumers’ finances. Nearly all traditional financial institutions use a consumer’s credit score to determine whether they will or will not extend credit. At Golden Valley Lending, we believe a credit score tells only part of your financial story. We get to know you and your entire financial picture, not just your score. We believe it is not your credit score that defines you, but it is your hard work and ongoing income statement and responsible balance sheet that matters. That’s why, at Golden Valley Lending, we focus on you and your ability to repay our payday loan alternative, while being mindful that even those with an imperfect credit history deserve support. We want to be your lending partner when you need a fresh start.

We Believe in Responsible Lending

Times are changing faster than ever, but interestingly traditional financial institutions are not changing as quickly as consumers’ finances. Nearly all traditional financial institutions use a consumer’s credit score to determine whether they will or will not extend credit. At Golden Valley Lending, we believe a credit score tells only part of your financial story. We get to know you and your entire financial picture, not just your score. We believe it is not your credit score that defines you, but it is your hard work and ongoing income statement and responsible balance sheet that matters. That’s why, at Golden Valley Lending, we focus on you and your ability to repay our payday loans alternative, while being mindful that even those with an imperfect credit history deserve support. We want to be your lending partner when you need a fresh start.

Economic Growth to a Tribal Group

Golden Valley Lending is owned by the Habematelol Pomo, a federally recognized tribal group of Upper Lake, California. We not only lend consumers money when they need it most, we offer the tribe a way of achieving economic self-sufficiency. Ancestral Pomo people have occupied parts of central and Northern California for as long as history has been recorded. And today, those who have remained or returned to the ancestral tribal lands seek to conserve the land, educate their children, preserve the Pomo culture and provide economic stability to the community and people. The Habematelol Pomo offers a payday loan alternative through Golden Valley Lending to provide you with the financial resources you need when you need it most.

Financial Freedom is Within Reach!

Financial Freedom is Within Reach!

Golden Valley Lending is no longer funding new loans.

Our trusted affiliates can provide you access to funds.

Uprova logo Mountain Summit Financial logo
 Checking your rate does not affect your FICO®!
 Receive funds in up to 30 minutes, 24/7/365!
 Approval decision in minutes
 No prepayment penalties
 Fixed payments
 No hidden fees

Apply in minutes!

Check My Rate!

Are you a returning Golden Valley Lending customer?

Choose your location

We'll point you in the right direction based on where you live.

Continue
Thank you for considering us.
Great! Hang tight while we connect you...
Golden Valley Lending is no longer entering into new loan agreements. However, we've been working hard on building a better online experience with our new brand, UprovaMountain Summit Financial!
Yes, let's go!
Yes, let's go!