Last Updated: October 2019
Golden Valley Lending, Inc. Privacy Notice (PDF)
Privacy Policy
Facts
What does Golden Valley Lending, Inc. do with your personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Banking information
- Income and payment history
- Employment information
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Golden Valley Lending, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
- Does Golden Valley Lending, Inc. share? Yes
- Can you limit this sharing? No
For our marketing purposes – to offer our products and services to you.
- Does Golden Valley Lending, Inc. share? Yes
- Can you limit this sharing? Yes
For joint marketing with other financial companies
- Does Golden Valley Lending, Inc. share? Yes
- Can you limit this sharing? No
For our affiliates’ everyday business purposes – information about your transactions and experiences.
- Does Golden Valley Lending, Inc. share? Yes
- Can you limit this sharing? No
For our affiliates’ everyday business purposes – information about your creditworthiness.
- Does Golden Valley Lending, Inc. share? Yes
- Can you limit this sharing? Yes
For our affiliates to market to you
- Does Golden Valley Lending, Inc. share? Yes
- Can you limit this sharing? Yes
For non-affiliates to market to you
- Does Golden Valley Lending, Inc. share? Yes
- Can you limit this sharing? Yes
To limit our sharing: Call toll-free 1-855-214-8144. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 1-855-214-8144 or go to our website at www.goldenvalleylending.com
Who We Are
Who is providing this notice?
Golden Valley Lending, Inc. is providing this privacy policy and it applies to all loans made by the company and all products and services offered in connection with such loans.
What We Do
How does Golden Valley Lending, Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Golden Valley Lending, Inc. collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan
- Give us your income information
- Provide employment information
- Direct us where to deposit funds
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes- information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include companies within the Golden Valley Lending, Inc. corporate family.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliates with which we share information can include other companies that provide consumer financing, and direct marketing companies for application resell, direct mail and other purposes.
Joint Marketing
A formal agreement that exists between non-affiliated financial companies that together market financial products or services to you.
- Our joint marketing partners can include financial institutions, partners that promote our products, and other lending companies.
Tracking Information
When you visit the Golden Valley Lending, Inc. (“GVL”) website, a cookie is placed on your computer if you accept cookies. The cookie we place on your computer does not contain any of your personally identifiable information. GVL advertises its products and services on websites that you may visit and uses service providers to place such advertisements. Those service providers (such as Google, Microsoft, Yahoo, Facebook, Instagram, and other platforms) may use cookies placed on your computer to show you advertisements for GVL services on other websites. You can opt-out from service providers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the GVL website, not all features may operate as intended – for example, if your browser shuts down in the middle of the application process, you may have to restart the process.
