If you’re a resident of Idaho looking for a short-term loan, Golden Valley Lending has the payday loans alternative option for you. GVL is transparent, and we pride ourselves on providing excellent customer service. We strive to make our process as convenient as possible for you with terms that are clear and easy to understand.
Idaho Payday Loans Alternative
If you’re a resident of Idaho looking for a short-term loan, Golden Valley Lending has the payday loans alternative option for you. GVL is transparent, and we pride ourselves on providing excellent customer service. We strive to make our process as convenient as possible for you with terms that are clear and easy to understand.
The Application Process
Our application allows borrowers in Idaho and nationwide to apply in just a few minutes, safely and securely. Visit our website from a mobile device or computer anytime and fill out our streamlined application. Apply for Golden Valley Lending’s payday loans alternative at your own pace.
We have worked hard to make our process as convenient as possible for borrowers. That’s why we only ask for the information we need to approve your loan. You can submit your application at any time that works for you. In a traditional bank, you’d only be able to send in an application in person during business hours. This would probably involve you making an appointment and waiting for a loan officer to meet with you. You don’t have to deal with any of this when you go through Golden Valley Lending because our application process is available online 24/7.
You can rest assured that our process is safe because it is based on federal and tribal regulations, and OLA guidelines.
Approval Decisions
At Golden Valley Lending, we have a propriety scoring system that uses the information you provide to make an approval decision quickly. We don’t just look at your credit score; we consider other factors when deciding to approve you for a loan.
If we do approve your application and verify your information, the funds may be available to you the next business day as long as you’ve been approved by 4:30 p.m. Eastern Time, Monday through Friday. The money will be deposited electronically into your account using a secure ACH transfer.
The Loan Terms
We offer a fixed-term installment loan product, which ranges from $300 to $1,000 for first time borrowers. There are no hidden fees or prepayment penalties. We want to be as transparent as possible to ensure the best relationship between us and our borrowers in Idaho.
The loan is repaid in bi-weekly installments that go toward both your principal and interest. This results in payments getting smaller over time, which makes them superior to traditional payday loans. Customers can always view or print loan documents in the My Account portal.
If you’re looking for a payday loans alternative, apply for your short-term loan from Golden Valley Lending today.
