If you’re looking for a payday loans alternative in Iowa, look no further than Golden Valley Lending. As a large short-term online lender, we pride ourselves on providing excellent customer service to our customers. We’ve worked hard to streamline our process to make it as convenient as possible, and our terms are clearly laid out so that you understand how to manage your loan. Our policies are based on federal and tribal regulations as well as well OLA guidelines.
Iowa Payday Loans Alternative
If you’re looking for a payday loans alternative in Iowa, look no further than Golden Valley Lending. As a large short-term online lender, we pride ourselves on providing excellent customer service to our customers. We’ve worked hard to streamline our process to make it as convenient as possible, and our terms are clearly laid out so that you understand how to manage your loan. Our policies are based on federal and tribal regulations as well as well OLA guidelines.
How to Apply for Our Payday Loans Alternative
We’ve designed our application so that customers can complete it quickly and efficiently from any device with internet access. Since the application is mobile-friendly, you can even complete it on a smartphone. All you have to do is visit our website and follow the step-by-step application process to receive an approval decision in minutes. We’ll only ask for the information we need to make an approval decision. You can apply 24 hours a day, seven days a week.
How We Make Approval Decisions
At Golden Valley Lending, we have a proprietary scoring system that uses all of the information provided to make a fast approval decision. We don’t just look at your credit score. We consider all of your information in approving your application. Once approved and verified, the funds will be available the next business day as long as you’ve been approved by 4:30 p.m. Eastern Time, Monday through Friday. Funds can be deposited into your account via secure electronic ACH transfer.
Understanding Our Loan Terms
It’s important to us that our loan terms are easy for borrowers to understand. We let you know up front that there are no prepayment penalties or hidden fees. This transparency is intended to create a long-lasting and trusting relationship between us and our customers.
We offer customers in Iowa a payday loans alternative with loan amounts ranging from $300 to $1,000 for first time borrowers. The loan is repaid in bi-weekly payments with each payment going toward both principal and interest. As a result, payments will decrease throughout the life of the loan. The fact that payments decrease over time makes our loan product desirable compared to traditional payday loans.
Get started on your journey towards financial freedom. Apply today!
