How Are We Different From Traditional Payday Loans?

When you take out a payday loan, you typically provide an authorization for the payday lender to take payment of the total loan amount plus fees at the end of the loan period, which usually corresponds with your next payday. The way payday loans work means that paying off early does not allow you to save on interest charges, so paying off early has no benefit.

At Golden Valley Lending, customers in Michigan receive many advantages when they use our payday loans alternative. These benefits include:

• A loan term of bi-weekly payments
• Payment amounts that decrease over time
• Ability to pay off early with no prepayment penalty
• Loan amounts from $300 to $1,000 for first-time borrowers

We take great pride in providing a fully transparent, fair, and advantageous payday loans alternative to the residents of Michigan and nationwide.

How Easy Is It to Apply?

Borrowers in Michigan can apply 24/7 from a desktop or mobile device in minutes. All you need is internet access.

How Much Money Am I Allowed to Borrow?

First-time borrowers are eligible to receive between $300 and $1,000. Returning customers in good standing may be able to borrow up to $1,200.

Is There a Catch?

No, there is no catch. We lend you money, and you pay it back according to the terms of the loan agreement. You always have access to the loan agreement online and can view or print at any time.

The Bottom Line

Should you be approved, you may have the funds deposited into your bank account electronically via secured ACH by the next business day as long as you’re approved by 4:30 p.m. Eastern Time, Monday through Friday.

We know you are more than just a three-digit credit score. We consider all of the information you provide, and we don’t ask for more information than we need to complete the approval process.

Do you need funds as soon as tomorrow? Apply now!