Some Louisiana residents rely on traditional payday loans when they need quick access to cash. While they provide immediate financial relief, they are also known for a challenging repayment process. At Golden Valley Lending, we offer borrowers in Louisiana an excellent payday loans alternative to consider. After learning more about our streamlined short-term loan product, you may find that we’re the resource you want to use to meet your current financial needs.
Louisiana Payday Loans Alternative
Some Louisiana residents rely on traditional payday loans when they need quick access to cash. While they provide immediate financial relief, they are also known for a challenging repayment process. At Golden Valley Lending, we offer borrowers in Louisiana an excellent payday loans alternative to consider. After learning more about our streamlined short-term loan product, you may find that we’re the resource you want to use to meet your current financial needs.
What Our Short-Term Loans Offer
By completing an online application, you could be approved for our payday loans alternative in minutes. Loan amounts range from $300 and $1,000 for first time borrowers. You will never be surprised by hidden fees and we do not charge prepayment penalties if you are able to pay off your loan early. Our company is committed to transparency and customer service. When approved for a short-term loan through Golden Valley Lending, you make bi-weekly installment payments to repay the loan. Each loan payment is applied to both principal and interest, which means each payment decreases in size over time. This repayment structure may be easier for you to manage than a traditional payday loan.
A Look at Our Loan Process
We offer a streamlined loan application process. Our proprietary scoring system will give you an approval decision quickly. We give every application special consideration because we know you are more than just a three-digit credit score. Applications approved by 4:30 p.m. Eastern Time, Monday through Friday, qualify for next day funding. The funds can be deposited directly into your bank account through a secure ACH transfer.
An Alternative to Payday Loans
You may be wondering how our payday loans alternative differs from traditional payday loans for borrowers in Louisiana. At Golden Valley Lending, we do not require you to repay the full loan balance plus interest charges and fees by your next payday. Instead, we break up the repayment over convenient installment payments. In addition, we do not charge a prepayment fee if you choose to pay your loan balance off early.
Finding the right resource to turn to when you need extra cash can seem challenging. While payday loans are one option that you may be thinking about, our payday loans alternative has many advantages. Get started on your journey towards financial freedom. Apply now!
