Are you a resident of Oregon looking for a payday loan for short-term financial relief? Traditional payday loans may provide a convenient source of cash that addresses financial challenges. However, they are known for being expensive with an unattractive loan repayment schedule.
Oregon Payday Loans Alternative
Are you a resident of Oregon looking for a payday loan for short-term financial relief? Traditional payday loans may provide a convenient source of cash that addresses financial challenges. However, they are known for being expensive with an unattractive loan repayment schedule.
Because of these attributes, payday loans can create an additional financial burden at times. At Golden Valley Lending, we have a payday loans alternative that you may consider a desirable option.
The Payday Loans Alternative
All loan terms are disclosed to you up front, so you’ll never be surprised by hidden fees. Oregon residents who are first-time borrowers qualify for loan amounts from $300 to $1,000. The loan is repaid in bi-weekly installment payments. Each payment is applied towards both principal and interest. As your principal balance decreases, the amount of interest accruing decreases as well, which results in decreasing payment amounts. As a result, lower payment amounts over time make the loan manageable within your budget. If you choose to pay the loan balance off earlier, you can do so without incurring a prepayment penalty.
Benefits Over Traditional Payday Loans
Our payday loans alternative offers many of the same benefits that a traditional payday loan offers, but without the glaring disadvantages. Traditional payday loans usually require you to repay the entire loan balance in a single payment by your next payday. This can be challenging making a difficult financial situation more burdensome. Golden Valley Lending’s longer term repayment schedule allows the loan to be manageable within your budget. Additionally, in contrast to payday loans, we never change a prepayment penalty for early payoff.
Funds As Soon As Tomorrow
Our streamlined online loan application can be completed from a mobile or desktop device with internet access at any time. The application only asks for information required for us to make an approval decision.
Most borrowers in the modern technological era expect funds quickly. If your application is approved by 4:30 p.m. Eastern Time, Monday through Friday, you may receive your funds the next business day. Funds can be deposited into your account electronically using an ACH transfer.
Golden Valley Lending is a great resource to turn to when you need to find an alternative to traditional payday loans. Apply now and experience the difference with our payday loans alternative!
